Floods and FEMA
Special Flood Hazard Areas: Explore our webpages for more information on Floods and Flood Insurance.
- Visit our Web Map at https://maps.urbandale.org/fema/ to look up your address and view the current FIRM map for Urbandale.
- Visit our FIRM Maps webpage to learn more about the recent update to the flood mapping in Urbandale.
- If you think you may qualify for a LOMA-OAS, visit LOMA-OAS for detailed instructions on how to apply.
Flood Insurance Information: Did you know that most homeowners' insurance polices do not cover flooding? Urbandale is a member of the National Flood Insurance Program (NFIP), so you can talk with your licensed insurance agent about purchasing flood insurance.
- It typically takes 30 days from the day you purchase flood insurance for the policy to go into effect, so when purchasing a policy, ask your agent when coverage will start.
- You may be required to purchase flood insurance if you have a federally-backed mortgage. View our informational handout on mandatory insurance.
- Discuss with your licensed insurance agent about what is and isn’t covered by your policy. Contents are not covered by a building/structure flood policy. Visit the National Flood Insurance Program Summary of Coverage for more information.
- For more information, visit "How to buy Insurance" at Floodsmart.gov
Flood Safety Information:
- Flood Preparation and Safety (English)
- Flood Preparation and Safety (Spanish)
- Remember: TURN AROUND, DON'T DROWN. A mere six inches of fast-moving flood water can knock over an adult. And it only takes 12 to 18 inches of flowing water to carry away most vehicles including large SUVs. If you come to an area that is covered with water, you will likely not know the depth of the water or the condition of the ground under the water. This is especially true at night, when your vision is more limited. Play it smart, play it safe.
Floodplain Development: All development, construction, or grading in the floodplain requires a local permit, in addition to any required state or federal permits. Please contact our Community Development office at 515-278-393, or visit us at 3600 86th Street, for more information, or to report concerns about development in the floodplain.